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Capital Gains

Capital Gains Tax by State 2026: Where Will You Pay Most?

2026-03-22TaxRatesHub Editorial Team7 min

How States Tax Capital Gains

Most states treat capital gains as ordinary income, taxing them at the same rates as wages.

Highest Capital Gains States

California (13.3%), New York (10.9%), New Jersey (10.75%), and Minnesota (9.85%) have the highest top rates.

Best States for Investors

Nine states with no income tax also exempt capital gains. New Hampshire only taxes interest and dividends.

Planning Strategies

Consider relocating before selling assets, time gains for low-income years, and use tax-loss harvesting.

Calculate Your State Tax Now

Free, instant estimates for all 50 states.