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Income Tax

Texas Has No Income Tax — But Here Are the Hidden Tax Costs

2026-02-20TaxRatesHub Editorial Team6 min

The Texas Tax Trade-Off

Texas has no state income tax, saving residents thousands annually. But the state needs revenue from other sources.

High Property Taxes

Texas has the 5th highest effective property tax rate in the US at 1.67%. On a $300,000 home, that's about $5,010 annually.

Sales Tax

Texas base rate is 6.25%, with combined rates up to 8.25% — higher than the national average.

Who Wins and Who Loses

High-income earners benefit most from no income tax. Retirees with paid-off homes may also benefit. Renters and new homebuyers face higher housing costs due to property taxes passed through by landlords.

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